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Our Services
A complete range of services for your complete peace of mind.
We offer a comprehensive range of services to answer your every need. No matter how impossible you financial situation may seem, we are here to help with professional advice and proven procedures to get you back on track.
Our specialist debt services encompass three main areas: debt management, Individual Voluntary Arrangements and Bankruptcy, and should you have any queries about which one is right for your situation, please do not hesitate to give us a call on: 0800 111 6655
Debt Management Help
Debt management is an informal process of negotiating with your creditors to make your repayments more manageable. This can involve the freezing or reduction of interest charges, the extension of repayment terms then make just one simple payment each month to ADS... read more
Protected Trust Deeds
This is a legally binding agreement that is available for residents in Scotland. It’s designed to enable you to establish an affordable monthly repayment schedule. The agreement is for a specified period of time, usually three years, and at the end of the arrangement any remaining debts are ‘written off.’... read more
IVAs
An IVA is a formal and legally binding process to make your repayments affordable. This includes: freezing interest charges, reducing in the total amount of debt owing, up to 75% of your total debt being ‘written off’, and legal protection from creditors (as long as you adhere to the IVA terms)... read more
